Access Bank Swift Code: Everything You Need to Know in 2025

Have you ever needed to receive or send money internationally and found yourself stuck at the part where you’re asked for a “SWIFT code”? If you’re banking with Access Bank, understanding what this code is and how to find it can make your transaction smoother and safer. Let’s dive right into it.

Access Bank Swift Code

The SWIFT code for Access Bank Nigeria is ABNGNGLA. This code is essential when you’re receiving funds from abroad or conducting any cross-border transaction. It helps financial institutions globally identify each other securely and efficiently.

What Is a SWIFT Code?

A SWIFT code, also known as a BIC (Bank Identifier Code), is a unique identification code for both financial and non-financial institutions. When transferring money internationally, you need the recipient’s bank’s SWIFT code to ensure it reaches the correct destination.

Is Access Bank SWIFT Code the Same for All Branches?

Yes, in most cases. The general SWIFT code ABNGNGLA applies to most Access Bank branches across Nigeria. However, specific branches like Access Bank Ghana, Access Bank UK, or Access Bank Zambia will have different SWIFT/BIC codes. Always confirm if you’re unsure.

Why the SWIFT Code Matters

You might be wondering, “Why can’t I just use the account number?” Here’s why the SWIFT code is non-negotiable for international transactions:

Ensures your funds reach the right bank
Protects against fraud or wrong routing
Saves time and transaction errors

How to Get Access Bank Swift Code

You can obtain the Access Bank SWIFT code through several easy methods:

Visit any Access Bank branch and ask a representative.
Check your bank statement or mobile banking app.
Call customer service for confirmation.

SWIFT Codes for Specific Locations

While ABNGNGLA is the standard code for Access Bank Nigeria, you might want location-specific information. Here are some commonly searched ones:

Access Bank Swift Code Lagos: ABNGNGLA
Access Bank Swift Code Abuja: ABNGNGLA
Access Bank Swift Code Port Harcourt: ABNGNGLA
Access Bank Swift Code Ghana (Accra): ACCESSGHACCT
Access Bank Swift Code UK: ACCESSGB2LON
Access Bank Swift Code South Africa: ACCESSZAR

Note: Always confirm with the branch you’re using or the official bank representative.

Using the SWIFT Code for Domiciliary Accounts

If you operate a domiciliary (foreign currency) account with Access Bank, the SWIFT code is especially crucial. You’ll typically also need:

Your full name as registered with the bank
Your Access Bank account number
The bank’s full address

For example, if you are in Anambra or Asaba or Port Harcourt, the SWIFT code for your domiciliary account remains ABNGNGLA (for Nigeria-based accounts).

Access Bank Swift Code for Other Countries

Access Bank operates across various countries in Africa and even has branches in Europe. Here are some other key codes:

Access Bank Ghana SWIFT Code: ACCESSGHACCT
Access Bank UK SWIFT Code: ACCESSGB2LON
Access Bank Zambia SWIFT Code: ACCESSZML
Access Bank Rwanda SWIFT Code: ACCESSRWKIG
Access Bank Sierra Leone SWIFT Code: ACCESSSLFRE
Access Bank Gambia SWIFT Code: ACCESSGMBAN

Tips to Avoid Mistakes When Using SWIFT Codes

Double-check the spelling and structure of the SWIFT code.
Verify with your recipient before sending any funds.
Use the bank’s full official name and address if required.
Ensure compatibility if you’re using an online remittance platform.

Common Questions Around Access Bank Swift Code

What is my Access Bank SWIFT Code in Nigeria?

It is ABNGNGLA for most Nigerian branches.

Is the SWIFT code the same for all Access Bank branches?

Yes, for all Nigerian branches. International branches have different SWIFT codes.

What if I send money using the wrong SWIFT code?

The transaction may be delayed, returned, or even sent to the wrong bank. Always double-check.

Can I find the Access Bank SWIFT code online or via the mobile app?

Yes. Your mobile app or online banking portal may list the SWIFT code along with other banking details.

Understanding the Access Bank SWIFT code is essential if you regularly send or receive international payments. It not only guarantees that your funds reach the correct bank but also saves you from the stress of failed or delayed transactions. Whether you’re in Lagos, Ghana, South Africa, or anywhere Access Bank operates, being familiar with this simple code can save you time and money.

If you’re unsure, take a moment to confirm your branch’s specific code. One small detail can make a big difference in global banking.

Pro Tip: Write down or save your SWIFT code somewhere safe for quick reference whenever you need to initiate or receive a transfer.