How to Check Access Bank Account Balance

Have you ever stood in front of a store or an ATM, wondering whether your Access Bank account has enough money to complete a transaction? You’re not alone. Whether you’re in Nigeria, Botswana, Ghana, or anywhere in the world, knowing how to check your Access Bank account balance quickly and reliably is essential in 2025.

Today, I’m going to walk you through all the effective ways you can check your balance—whether you have internet access or not, with or without your ATM card, using your phone, app, or SMS. Let’s dive in.

How to Check Access Bank Account Balance

Access Bank provides multiple methods to check your account balance, all designed with your convenience in mind. You can choose based on your location, type of device, or whether you have mobile data. Here’s how:

1. Using USSD Code (No Internet Required)

If you’re not connected to the internet, the Access Bank USSD code is your best option. It works on any mobile phone and doesn’t require a smartphone.

• Dial *901*5# on your registered phone line.
• Enter your 4-digit USSD PIN.
• Your current account balance will appear on the screen.

This method is one of the fastest, especially if you need to check your balance without your ATM card or app.

Common Related Queries:

• How to check Access Bank account balance using USSD code
• Code to check Access Bank account balance without ATM card

2. Through the Access Bank Mobile App

If you prefer digital banking, the AccessMore mobile app gives you full access to your account details.

• Download the AccessMore app from your device’s app store.
• Log in using your credentials or register if it’s your first time.
• Your account balance is displayed on the dashboard.

This method also allows you to view your transaction history, check your BVN, and much more.

Also Useful For:

• How to check Access Bank balance using code and app
• How to check account balance in Access Bank app
• How to check your account balance on Access Bank app

3. Via SMS (No Smartphone Needed)

You can check your Access Bank account balance via SMS if you’ve already registered your phone number with the bank.

• Send BAL to 08160000612.
• Wait for a response containing your balance.

Note: SMS charges may apply. This is especially helpful if you’re in an area with poor internet access.

Examples of Related Searches:

• How to check Access Bank account balance via SMS
• Code to check Access Bank account balance via SMS

4. ATM or POS Terminal

Whether it’s an Access Bank ATM or another bank’s machine, you can:

• Insert your ATM card.
• Enter your PIN.
• Select “Balance Inquiry.”
• View your available balance on-screen or print a receipt.

This method remains reliable, especially if you’re not familiar with digital banking.

5. Internet Banking

Using Access Bank’s online banking portal:

• Visit the Access Bank internet banking site.
• Log in with your user ID and password.
• Your balance is shown on the main dashboard.

This option is great for people who prefer checking their accounts on a computer.

6. Calling Access Bank Customer Care

If all else fails, you can reach out to Access Bank customer care:

• Dial 01-2712005 or 07003000000.
• Verify your identity.
• Ask the agent to help you check your balance.

This option is particularly useful for people with limited tech access.

---

Answers to Related Queries You Might Have

How to Check Access Bank Account Number on Phone

You can dial *901*4*1# to retrieve your Access Bank account number if you’ve forgotten it. This works on the phone number linked to your account.

How to Check Access Bank BVN

To check your BVN, dial *565*0# (charges apply). Alternatively, it’s available in your app profile or bank statement.

How to Check Access Bank Account Balance in Other Countries

Whether you’re in Botswana, Ghana, or the UK, your AccessMore app and internet banking remain valid. You can also reach out via Access Bank’s international lines.

How to Check Access Bank Loan or Credit Card Balance

• Via App: Open your app and tap on your loan or card section.
• USSD: Dial *901*11# for loan services.
• Customer Care: Request details via call.

Forgot Your Access Bank Account Number?

Dial *901*4*1# or visit any Access Bank branch with a valid ID to retrieve it.

---

Quick Summary: All Your Balance Check Options

No ATM, No Internet? Use *901*5# or send an SMS.

Have a Smartphone? Use the AccessMore App.

At the Bank or Store? Use an ATM or POS terminal.

Prefer Talking to Someone? Call customer care.

Lost Your Account Number or BVN? Use USSD codes or app.

---

Banking is no longer a one-size-fits-all system. You now have the power to check your Access Bank account balance anytime, anywhere, and on any device. From quick USSD dial codes to feature-rich mobile apps and even SMS for rural areas, Access Bank ensures you’re never left guessing about your money.

So whether you’re on Airtel, MTN, Glo, or 9mobile, or whether you’re abroad or in Nigeria, rest assured—checking your balance is just a few taps or dials away. Stay in control of your finances. And remember, your money should always work as hard as you do.