How to Transfer Airtime on Airtel

Have you ever needed to send airtime to someone urgently, only to realize you weren’t sure how to do it? I’ve been there too, and I know how frustrating it can be — especially in the middle of a call or during an emergency. That’s why understanding how to transfer airtime on Airtel is a must-have skill for every Airtel subscriber.

Whether you want to send airtime to another Airtel line, share credit with a different network, or even convert your balance to data or cash, this guide will walk you through everything step by step.

Let’s make sure you never get stuck again.

How to Transfer Airtime on Airtel

The most efficient way to transfer airtime on Airtel is by using the official USSD code *321#. This method is fast, works on all phones, and doesn’t require internet access.

Here’s how to do it:

1. Dial *321# on your Airtel line.
2. Select “Airtime Transfer” from the menu.
3. Enter the recipient’s Airtel number.
4. Type in the amount you want to send.
5. Input your 4-digit Airtime Transfer PIN to authorize the transaction.

If you haven’t set your PIN yet, you’ll be prompted to create one. The default PIN may be 1234, but it’s recommended you change it immediately for security reasons.

To change or reset your PIN, dial:
*321# > Change PIN and follow the prompts.

Note: This service is only available for transfers from your main airtime balance, not borrowed or bonus airtime.

How to Transfer Airtime on Airtel App

If you prefer using a smartphone app, the MyAirtel Africa app gives you a convenient way to manage your account, including airtime transfers.

Steps to transfer via the Airtel app:

1. Download and launch the MyAirtel app from the Play Store or App Store.
2. Log in using your Airtel number.
3. Tap on the “Me2U” or “Airtime Transfer” option.
4. Enter the recipient’s number, amount, and your 4-digit PIN.
5. Confirm and send.

Using the app allows you to see your transaction history, manage limits, and avoid common USSD input errors.

How to Transfer Airtime on Airtel to Another Airtel Line

Sending airtime to another Airtel number is the most straightforward and widely supported option. You can use:

• *321# USSD Code
• MyAirtel app
• SIM Toolkit (STK) menu, depending on your phone model

There are daily transfer limits (typically ₦10,000 per day) and per transaction limits (₦50 minimum and ₦5,000 maximum).

Always ensure the recipient’s Airtel line is active before initiating the transaction.

How to Transfer Airtime on Airtel to Another Network

Airtel currently does not support direct airtime transfers to other networks such as MTN, Glo, or 9mobile using USSD or its app. However, you can still send airtime across networks indirectly through third-party fintech platforms.

Here’s what you can do:

• Convert your Airtel airtime to cash using services like Tingtel, Aimtoget, or Zoranga.
• Once converted, use the funds to recharge any network or bank account.

Make sure you verify the credibility of any third-party platform before using their services.

How to Transfer Airtime on Airtel for the First Time

If you’re transferring airtime for the first time, follow this checklist:

• Dial *321# and select “Airtime Transfer.”
• Set up your 4-digit PIN if prompted.
• Ensure you have enough main airtime balance (not bonus or borrowed).
• Double-check the recipient’s phone number to avoid costly mistakes.
• Try a small amount first (like ₦100) to test.

This process is the same across all Airtel SIMs and works nationwide.

How to Transfer Airtime Bonus or Borrowed Credit on Airtel

One of the most common questions is:
“Can I transfer bonus or borrowed airtime?”

Unfortunately, the answer is no. Airtel restricts airtime transfers to your main balance only. Bonus airtime received during promotional offers or airtime borrowed via Credit Loan (using *500#) is not transferable.

You’ll need to repay borrowed airtime first before initiating any Me2U transactions.

How to Convert Airtime to Data on Airtel

If you’d rather use your airtime to buy data instead of sharing it:

• Dial *312# to access Airtel’s data menu.
• Choose your preferred data bundle.
• Purchase using your airtime balance.

Alternatively, you can buy data via the MyAirtel app or SIM menu.
There is no separate USSD for converting airtime to data — you’re simply using airtime as a payment method.

How to Transfer Airtime on Airtel to Bank Account or Convert It to Cash

Airtel doesn’t allow direct airtime-to-bank transfers, but you can convert your airtime to cash and withdraw to your bank account using third-party services.

How to do it:

1. Sign up on a trusted airtime-to-cash platform.
2. Enter the amount of airtime you want to convert.
3. Send airtime to their provided number.
4. Receive equivalent cash in your bank or mobile wallet.

These platforms may charge a service fee, usually 10–25% of the amount converted.

More Ways to Transfer Airtime on Airtel

You can also:

• Transfer airtime on Airtel via SIM Toolkit (STK): Go to your phone’s STK menu, select Airtel services > Me2U.
• Transfer from one Airtel line to another online if your account is linked to Airtel’s web services (in some countries).
• Use Me2U on Airtel Kenya, Uganda, Malawi, Rwanda, and Zambia, each with specific local USSD codes.

Common Problems and How to Fix Them

If your airtime transfer fails, here are a few quick fixes:

• Check your balance: Make sure you have enough in your main account.
• Reset your PIN: If you’ve forgotten your Me2U PIN, dial *321# > Change PIN.
• Double-check the number: A wrong digit can send airtime to someone else.
• Use the official USSD code only: Don’t rely on outdated codes like *432#.

Still not working? Contact Airtel customer care by dialling 111.

For Example

One day, I had to send airtime to my younger sister while she was stranded after school. She only had 3% battery left, so speed was crucial. I dialed *321#, sent ₦500, and within seconds, she got the credit and called a ride home. Since then, I always keep the code in my head — just in case.

Transfering Airtime on Airtel

Mastering how to transfer airtime on Airtel is more than just a convenience — it’s a lifesaver in emergencies, a way to stay connected, and a useful tool for helping others.

Whether you’re using the new Airtel transfer code *321#, the MyAirtel app, or looking to convert your credit to data or cash, this guide has given you everything you need to do it right — the first time, and every time.

If you haven’t yet, try a test transfer today and save your PIN somewhere secure. That way, the next time someone says, “Can you send me airtime real quick?” — you’ll be ready.