Flutterwave USSD Code 2024
Flutterwave USSD Code: Gone are the days of needing internet access to make a payment in Nigeria. With Flutterwave’s USSD code, you can now conveniently pay for goods and services directly from your phone using just a simple code!
This article dives deep into everything you need to know about the Flutterwave USSD code, making it easier than ever to navigate your finances.
What is Flutterwave USSD Code 2024
The Flutterwave USSD code is a unique code generated during a Flutterwave online or mobile app checkout process. This code allows you to complete your payment offline, using the USSD service offered by your mobile network provider.
Here’s a breakdown of the process:
- Initiate a purchase: You’ll find the “Pay with USSD” option at checkout on various Flutterwave-integrated platforms.
- Select your bank: Choose your bank from the provided list.
- Provide additional details: Depending on the bank (Zenith Bank, for example), you might need to enter your account number.
- Receive USSD code: A unique USSD code will be displayed on your screen.
Now, here’s the magic:
- Dial the USSD code: Open your phone’s dialer and enter the provided USSD code. This code will typically follow the format:
*bank code*amount*unique code#. For instance, if your bank code is 058 (GTBank) and your unique code is 12345, you’d dial *058*100*12345#. - Complete USSD transaction: Your mobile network provider will guide you through the on-screen prompts to authorize the payment using your bank PIN.
Once you complete the USSD transaction, the payment will be processed, and the merchant will receive confirmation.
List Of All Flutterwave USSD Code
Unfortunately, there isn’t a single universal Flutterwave USSD code. The unique code you receive depends on your bank and the specific transaction. However, the good news is that the format remains similar across most banks.
Here’s a table outlining the general format:
| Bank Code | Example USSD Code |
|---|---|
| Access Bank (Acccess Bank Plc) | Access Bank (Access Bank Plc) |
| Ecobank Nigeria | *050*amount*unique code# |
| Fidelity Bank Plc | *070*amount*unique code# |
| First Bank of Nigeria | *011*amount*unique code# |
| First City Monument Bank (FCMB) | *214*amount*unique code# |
| Guaranty Trust Bank (GTBank) | *058*amount*unique code# |
| Heritage Bank Plc | *030*amount*unique code# |
| Keystone Bank Limited | *082*amount*unique code# |
| Lotus Bank Plc | *303*amount*unique code# |
| Premium Trust Bank | *105*amount*unique code# |
| Stanbic IBTC Bank Plc | *221*amount*unique code# |
| Sterling Bank Plc | *232*amount*unique code# |
| Union Bank of Nigeria Plc | *032*amount*unique code# |
Remember: This table provides a general format. The actual USSD code will be provided during checkout and will include the specific amount for your transaction.
Flutterwave USSD code for Paypal
While Flutterwave integrates various payment methods, it currently doesn’t offer direct USSD code support for Paypal. However, you can still use your Flutterwave account balance or linked debit/credit card to complete transactions where Paypal is accepted.
Flutterwave website
The Flutterwave website (https://flutterwave.com/us/) is your one-stop shop for everything Flutterwave. It provides information about their services, including online payment processing, USSD integration for businesses, money transfers, and more. You can also create a Flutterwave account to manage your finances and explore business solutions.
Flutterwave account
Having a Flutterwave account allows you to enjoy a wider range of financial services. You can:
- Make and receive payments: Send and receive money directly from your Flutterwave account.
- Manage your finances: Track your spending and transactions in one place.
- Pay bills: Settle bills for utilities, subscriptions, and more.
- Shop online: Use your Flutterwave account for secure online shopping on various platforms.
Rave by Flutterwave
Rave by Flutterwave is the legacy product name for Flutterwave’s payment processing solution. Today, Flutterwave offers a comprehensive suite of financial tools including direct charges, POS integrations, account management, and more, all under the Flutterwave brand.
Flutterwave Direct Charge
Flutterwave Direct Charge is a feature that allows businesses to accept online payments directly on their websites or applications. This eliminates the need for manual integration and simplifies the checkout process for customers. When a customer chooses the “Pay with Flutterwave” option at checkout, they can pay using various methods, including credit/debit cards, USSD, and bank transfers.
Flutterwave POS Aggregator
The Flutterwave POS Aggregator solution empowers businesses with point-of-sale (POS) systems to accept a wider range of payment methods. This includes accepting in-person payments through cards, mobile wallets, and yes, even USSD. With the Flutterwave POS integration, businesses can streamline their checkout process and cater to customers who prefer offline payment options.
Barter by Flutterwave Login
Barter by Flutterwave is a social commerce platform that allows users to buy and sell goods and services directly with each other. While Barter by Flutterwave doesn’t currently utilize USSD codes for transactions, users can link their bank accounts or debit/credit cards for a seamless buying and selling experience.
Here’s how to access your Barter by Flutterwave account:
- Download the Barter by Flutterwave app from the Google Play Store or Apple App Store.
- Sign up or log in using your existing Flutterwave account credentials.
- Browse listings, connect with buyers/sellers, and initiate secure transactions using your linked payment methods.
FAQs About the Flutterwave USSD Code
How do I make a USSD payment?
- Initiate a purchase on a platform that uses Flutterwave.
- Choose “Pay with USSD” at checkout.
- Select your bank and provide any additional details required.
- You’ll receive a unique USSD code.
- Dial the code using your phone’s dialer and follow the prompts to complete the payment with your bank PIN.
What is the access USSD code?
There’s no single access USSD code for Flutterwave. The code is unique and generated during checkout based on your bank and transaction details.
How to make a payment with Flutterwave?
Flutterwave offers various payment methods. You can use your Flutterwave account balance, linked cards, or the USSD option at checkout on participating platforms.
How do I transfer money to Flutterwave?
You can fund your Flutterwave account through various methods, including bank transfers, debit/credit card deposits, and even online bank transfers through participating banks.
Does Flutterwave accept bank transfer?
Yes, Flutterwave accepts bank transfers as a funding method for your account.
Which banks use Flutterwave?
Most major Nigerian banks integrate with Flutterwave’s payment processing solutions, including USSD transactions. The table in the “List of All Flutterwave USSD Codes” section provides a general breakdown.
Does Flutterwave use mobile money?
While Flutterwave doesn’t currently offer dedicated mobile money integration, you can use your mobile phone for USSD transactions to complete payments.
Does Flutterwave support mobile money?
The functionality for direct mobile money integration is not currently available on Flutterwave.
How can I withdraw money from Flutterwave?
Withdrawing funds from your Flutterwave account depends on your account type and region. Generally, you can initiate withdrawals to your linked bank account.
Can I borrow money from Flutterwave?
No, Flutterwave doesn’t currently offer loan or credit facilities. Their services focus on payment processing and money management.
Does Flutterwave have an account number?
Having a Flutterwave account doesn’t provide a traditional account number like a bank account. However, your Flutterwave account has a unique identifier that you can use for specific purposes, like receiving transfers.
Does Flutterwave accept mobile money?
As mentioned earlier, Flutterwave doesn’t have direct mobile money integration at this time.
How much is a dollar to Naira on Flutterwave?
Flutterwave doesn’t set currency exchange rates. The conversion rate will depend on the prevailing market rate at the time of your transaction.
Conclusion
The Flutterwave USSD code offers a convenient way to make offline payments in Nigeria. With its growing network of partner banks and seamless integration with businesses, Flutterwave USSD is a powerful tool for anyone who wants to stay in control of their finances without needing constant internet access. So, next time you’re shopping online or need to make a quick payment, look for the “Pay with USSD” option powered by Flutterwave!