How to Transfer Money from Access Bank

If you’re like me, you value speed, security, and simplicity—especially when it comes to your finances. Whether you’re sending money to family, paying for services, or simply managing your account, knowing how to transfer money from Access Bank efficiently is a skill every account holder should master. In this guide, I’ll walk you through the best ways to transfer funds from Access Bank, whether you’re using a mobile phone, an app, or even without an ATM card.

Let’s break it all down clearly and practically.

1. Using the Access Bank Mobile App

The Access More app is one of the easiest and most convenient ways to transfer money.

How to do it:

Download the Access More app from the Google Play Store or Apple App Store.
Register/Login using your phone number, BVN, and account details.
Go to Transfers and choose between “Access Bank” or “Other Banks”.
Enter the beneficiary’s account number, amount, and narration.
Confirm and authorize with your transaction PIN or biometric.

This method supports transfers to both local and international banks.

2. Using the USSD Transfer Code

If you don’t have internet access, this option is perfect for you.

USSD Code:

Dial *901# from your registered phone number.

How to activate:

Dial *901#
Choose “Transfer”
Follow the prompt to set up a 4-digit PIN
Link your account to your phone

To transfer money:

Dial *901*Amount*Account Number#
Choose the recipient’s bank
Enter your 4-digit PIN to authorize

Example: *901*5000*1234567890#

Note: This method works even without airtime or data.

3. How to Transfer Money from Access Bank Without ATM Card

If you don’t have your ATM card handy, you can still send money using:

USSD code (no ATM needed for registration)
Mobile app (as long as your account is set up)
Access Bank customer care for in-branch assistance

These options allow you to transfer money securely without needing physical access to your debit card.

4. Transferring from Access Bank to Other Platforms (Opay, Palmpay, Bet9ja, etc.)

You can transfer to fintech platforms just like you would with any other bank.

Example (To Opay via USSD):

Dial *901*Amount*Opay Account Number#
Select “Paycom” or “Opay” as the bank
Enter PIN to confirm

This same method applies to Palmpay, SportyBet, Betking, and other services.

5. How to Transfer from Access Bank App to Mobile Money or International Wallets

While Access Bank doesn’t directly support mobile money platforms in Ghana, Zambia, or Kenya, you can use third-party apps or international remittance options within the Access More app for such transactions. Ensure the recipient platform is integrated with Access Bank partners.

6. Important Tips to Remember

Always double-check the account number and bank name before confirming.
Never share your PIN or login details with anyone.
Ensure your SIM card is active and registered with Access Bank.
If you lose your phone, immediately dial *901*911# to block your account temporarily.

Common Issues and How to Solve Them

Transfer failed? Check network coverage or try again during non-peak hours.
USSD not working? Ensure your SIM is linked to your Access Bank account.
Wrong PIN? Use the “reset PIN” option or visit an Access Bank branch.

Learning how to transfer money from Access Bank is no longer optional—it’s essential. Whether you’re in a city, village, or even abroad, Access Bank makes it possible to send money quickly and securely. Choose the method that suits you best—mobile app, USSD, or even branch-based—and stay in control of your finances.

If you’ve never tried using the *901# code or mobile app, now is a great time to start—it could save you time, stress, and long queues at the bank.

How to Transfer Money from Access Bank