Access Bank Ussd Code 2024: Your Mobile Banking Made Easy

Access Bank Ussd Code: Ever wished you could check your bank balance, send money, or buy airtime without visiting the ATM or logging into an app? Well, with Access Bank’s USSD code, you can do all that and more – conveniently from your phone! This guide will equip you with everything you need to know about using Access Bank’s USSD code in 2024.

About the Access Bank USSD Code

USSD stands for Unstructured Supplementary Service Data. It’s a menu-driven system accessed by dialing a code on your phone. Access Bank’s USSD code offers a secure and convenient way to perform essential banking transactions directly from your mobile phone.

What is Access Bank USSD Code 2024 (with examples)

The good news is, you only need to remember one code for all your Access Bank USSD banking needs: ** *901#**. That’s it! Simply dial this code on your phone and follow the on-screen prompts to perform various transactions.

Here’s an example: Let’s say you want to check your account balance. Dial *901# and select “Balance Inquiry” from the menu. You’ll then be prompted to enter your four-digit PIN. Once you enter your PIN, you’ll receive an SMS notification with your current account balance.

Access Bank USSD Code for BVN

There isn’t a dedicated USSD code to retrieve your BVN (Bank Verification Number) directly. However, you can check your BVN details through the Access Bank Mobile App. If you don’t have the app, you can visit any Access Bank branch and request your BVN.

Access Bank USSD Code for Airtime

Running low on airtime? No worries! You can top up your own phone or someone else’s with ease using the Access Bank USSD code. Here’s how:

  1. Dial *901#
  2. Select “Airtime Top Up”
  3. Choose “Self Top Up” or “Top Up Other”
  4. Enter the phone number you want to recharge (your number for self top-up)
  5. Enter the amount you want to recharge
  6. Confirm the transaction with your PIN

Access Bank USSD Code for Loan

Unfortunately, you cannot apply for a loan directly through the USSD code. However, you can check your loan status or view your existing loan details. Here’s how:

  1. Dial *901#
  2. Select “Loans”
  3. Choose the relevant option (e.g., “Check Loan Status”)
  4. Follow the on-screen prompts to view your loan information

Access Bank USSD Code Without ATM Card

The beauty of USSD banking is that you don’t necessarily need an ATM card to perform transactions. As long as the phone number you’re using is registered with your Access Bank account, you can leverage the USSD code for various services.

How to Activate Access Bank USSD Code

If you haven’t already activated your USSD banking service, here’s how to do it:

  1. Dial *901# on your phone
  2. You’ll be prompted to create a four-digit PIN. Choose a PIN you can easily remember.
  3. Once you create your PIN, you’ll be able to access the USSD banking menu.

Access Bank USSD Transfer Code

Access Bank USSD Transfer Code for Transfers:

There are two ways to transfer money using the Access Bank USSD code:

  1. Transferring to Access Bank Accounts: Dial *901# and select “Transfer.” Choose “Access Bank Account” and follow the prompts to enter the recipient’s account number, amount, and your PIN to complete the transfer.
  2. Transferring to Other Banks: Dial *901# and select “Transfer.” Choose “Other Banks” and follow the prompts to enter the recipient’s bank code, account number, amount, and your PIN to complete the transfer.

Access Bank USSD Code to Check Balance

As mentioned earlier, checking your account balance is a breeze with the USSD code. Simply dial *901# and select “Balance Inquiry.” Enter your PIN, and you’ll receive an SMS notification with your current balance.

Access Bank USSD Code Nigeria

The USSD code (*901#) is applicable for Access Bank customers in Nigeria. This guide is tailored for users residing in Nigeria.

Access Bank USSD Code Not Working

If you’re encountering issues with the Access Bank USSD code, here are a few troubleshooting tips:

  • Check Network Signal: Ensure you have a strong network signal on your phone.
  • Valid Mobile Number: Verify that the phone number you’re using is registered with your Access Bank account.
  • Correct Code: Double-check that you’re dialing *901# and not another code.
  • USSD Service Activation: Ensure your USSD banking service is activated. If you’re unsure, follow the steps mentioned earlier under “How to Activate Access Bank USSD Code.”
  • Restart Phone: Sometimes, a simple phone restart can resolve temporary glitches.
  • Contact Access Bank: If none of the above solutions work, contact Access Bank customer care for further assistance. They can be reached via their toll-free number or social media platforms.

Access Bank USSD Code to Check Account Number

Unfortunately, there isn’t a dedicated USSD code to retrieve your Access Bank account number directly. However, there are alternative ways to find your account number:

  • Access Bank Mobile App: If you have the Access Bank Mobile App downloaded and logged in, you can easily view your account number within the app.
  • Online Banking: Access your Access Bank online banking portal and log in using your credentials. Your account number will be displayed on the dashboard.
  • Statement: Check your most recent bank statement (physical or electronic) for your account number.
  • Contact Access Bank: You can contact Access Bank customer care and request your account number. They might require some verification details to confirm your identity.

How to Unblock My Access Bank USSD Code

If your USSD code has been blocked due to multiple incorrect PIN entries, you’ll need to visit an Access Bank branch to unblock it. They will verify your identity and assist you in resetting your USSD PIN.

FAQs About the Access Bank USSD Code

What is the new Access Bank USSD code?

There isn’t a “new” USSD code. The current code for Access Bank USSD banking in Nigeria remains *901#.

How do I check my Access Bank account balance?

Dial *901# and select “Balance Inquiry.” Enter your PIN to receive an SMS notification with your current balance.

How to transfer money from Access Bank to another bank?

Dial *901# and select “Transfer.” Choose “Other Banks” and follow the prompts to enter the recipient’s bank code, account number, amount, and your PIN to complete the transfer.

How do I withdraw from Access Bank using USSD code?

Unfortunately, you cannot withdraw cash directly from an ATM using the USSD code. However, you can transfer money to another account and then withdraw it using the recipient’s ATM card.

How to check account number on Access Bank using USSD code?

There isn’t a USSD code to retrieve your account number directly. Refer to the alternative methods mentioned earlier under “Access Bank USSD Code to Check Account Number.”

How do I check my account number?

You can check your account number through the Access Bank Mobile App, online banking portal, bank statement, or by contacting Access Bank customer care.

How to check your Access Bank account balance on your mobile phone?

Use the Access Bank USSD code (*901#) or the Access Bank Mobile App to check your account balance on your phone.

How to check bank balance without registered mobile number?

You cannot check your Access Bank balance using the USSD code if the phone number isn’t registered with your account.

What is the code for BVN on Access Bank?

There’s no specific USSD code to retrieve your BVN. You can check your BVN details through the Access Bank Mobile App or by visiting a branch.

How do I transfer USSD code access?

USSD code access cannot be transferred to another phone number. Each phone needs to be registered for USSD banking with Access Bank.

How do I transfer money from Access Bank without USSD?

You can transfer money using the Access Bank Mobile App, online banking portal, or by visiting an Access Bank branch.

How to get OTP code for Access Bank?

One-Time Passwords (OTPs) are typically sent via SMS when additional verification is required during online or mobile banking transactions. You’ll receive the OTP automatically if you perform transactions requiring extra security.

Can I check balance with just account number?

No, you cannot check your Access Bank balance using only your account number. You’ll need your USSD PIN, mobile app login credentials, online banking login details, or contact customer care for verification.

How to check bank balance without OTP?

USSD code balance inquiries with Access Bank typically don’t require an OTP unless your account is set for additional security measures.

How can I register for USSD banking?

You can register for Access Bank’s USSD banking directly through the USSD code itself! Here’s how:

  1. Dial *901# on your mobile phone.
  2. You’ll be prompted to create a four-digit PIN. Choose a PIN that’s easy to remember but difficult for others to guess.
  3. Once you create your PIN and confirm it, you’ll be successfully registered for Access Bank USSD banking. You can now access the USSD menu and start performing transactions!

Important Note:

  • Ensure the phone number you’re using is registered with your Access Bank account. USSD banking won’t work if the phone number isn’t linked to your account.
  • If you encounter any issues during registration, contact Access Bank customer care for assistance.

Conclusion

Access Bank’s USSD code (*901#) offers a convenient and secure way to manage your finances on the go. With this guide, you’re now equipped to perform various banking transactions like checking your balance, transferring money, and topping up airtime – all from the comfort of your phone. Remember, for transactions requiring enhanced security, you might be prompted for an OTP (One-Time Password) which will be sent via SMS.

If you ever encounter any difficulties using the USSD code, don’t hesitate to reach out to Access Bank’s customer care for assistance. They’re available via their toll-free number and social media platforms.

I hope this comprehensive guide has empowered you to leverage Access Bank’s USSD code effectively. Now you can truly experience mobile banking at its finest!