Carbon USSD Code (Paylater) 2024 • BaseOnTechs

Carbon USSD Code (Paylater): Gone are the days of Paylater! If you’re looking for a way to manage your money on the go, without needing an internet connection, then the Carbon USSD code is your new best friend. This handy code lets you perform various financial transactions directly from your phone.

Let’s dive deeper and explore everything you need to know about the Carbon USSD code (formerly Paylater).

About the Carbon USSD Code (formerly Paylater)

The Carbon USSD code, formerly known as the Paylater USSD code, is a mobile banking feature offered by Carbon. It allows you to perform essential financial transactions using a simple code on your phone. This code works even without an internet connection, making it incredibly convenient, especially for those with limited internet access.

What is Carbon USSD Code (formerly Paylater)

Think of the Carbon USSD code as your pocket ATM. With this code (*1303#), you can perform various actions on your Carbon account, including:

Topping up your airtime: Need a quick airtime recharge? Simply dial 1303amount# (e.g., 1303500#) and press send. The airtime will be added to your phone number instantly.
Sending money: Want to send some cash to a friend or family member? Dial 13033amountphone number# (e.g., 13033100008123456789#). The money will be transferred directly to their Carbon wallet or bank account (depending on the recipient’s preference).
Funding your Carbon account: Need to add money to your Carbon account before making transactions? Dial *1303# and select the “Fund Account” option. You can then follow the on-screen prompts to complete the transfer from your bank account.

These are just a few examples of what you can do with the Carbon USSD code. It’s a versatile tool that can simplify your financial management on the go.

List Of All Carbon USSD Code (formerly Paylater) in Nigeria

Function	USSD Code	Example
Top up your own airtime	1303Amount#	1303500#
Top up another person’s airtime	1303Amount*Phone number#	13031000*08123456789#
Send money to a Carbon wallet	13033AmountPhone number#	13033200008123456789#
Send money to a bank account	13034AmountAccount number#	1303450001234567890#
Fund your Carbon account (follow on-screen prompts after dialing)	*1303#

Carbon USSD Code for Loan

The Carbon USSD code currently does not offer functionalities for requesting loans. However, Carbon has a dedicated mobile app for managing loans and other financial services.

Carbon login

Logging in refers specifically to the Carbon mobile app. You can’t log in using the USSD code.

Carbon customer care number

Here’s how you can reach Carbon customer care:

Phone number: +2348178377643
Email: [email protected]

Carbon customer care WhatsApp number

Carbon does not currently offer customer support via WhatsApp.

Carbon Loan App

Carbon offers a dedicated mobile app for managing loans, bill payments, investments, and other financial services. You can download the app from the Google Play Store or Apple App Store.

Another Name for Carbon Bank

Carbon is not a bank, but a financial technology company offering financial services like loans and money management.

Carbon Customer Care Nigeria Phone Number

Refer to the “Carbon customer care number” section for contact details.

Paylater USSD Code Nigeria

Paylater was the former name for the Carbon USSD code. They have since rebranded the service under the Carbon name.

Paylater Loan Code

Since Paylater is no longer the current name, the Paylater loan code is no longer valid. For loan applications and management, you’ll need to use the Carbon mobile app.

FAQs About the Carbon USSD Code (formerly Paylater)

Here are answers to some of the most frequently asked questions regarding the Carbon USSD code:

How do I transfer money from Carbon?

You can transfer money using the Carbon USSD code with these options:

To a Carbon wallet: Dial *1303*3*amount*phone number# (e.g., 1303*3*1000*08123456789#)
To a bank account: Dial *1303*4*amount*account number# (e.g., 1303*4*5000*1234567890#)

How do I borrow money from Carbon?

The Carbon USSD code currently doesn’t support loan applications. You’ll need to download the Carbon mobile app to apply for loans, manage existing loans, and check your loan status.

How do I check my Carbon account number?

You can’t directly retrieve your account number using the USSD code. However, you can check it within the Carbon mobile app. Here’s how:

Open the Carbon app and log in.
Tap on your profile picture or name in the top corner.
Your account number will be displayed on the profile screen.

How do I repay my Carbon loan?

There are several ways to repay your Carbon loan:

Mobile app: Log in to the Carbon app and navigate to the “Loans” section. You’ll find options to make a full or partial repayment.
Bank transfer: You can initiate a bank transfer to Carbon’s account details provided within the loan section of the app.
USSD code (limited functionality): While the USSD code doesn’t directly handle loan repayments, you can use it to top up your Carbon account with funds for loan repayment. Dial *1303# and select “Fund Account” to proceed.

What is the USSD code for fast credit?

There isn’t a universal USSD code for fast credit in Nigeria. However, the Carbon mobile app allows you to check your loan eligibility and apply for a loan within minutes if you meet the criteria.

How much can I borrow from Carbon for the first time?

The loan amount you qualify for on Carbon depends on your creditworthiness as assessed by their system. Generally, new users receive lower limits that increase with a positive repayment history.

Does OPay give loans?

OPay is another financial service provider in Nigeria. While they offer various financial services, it’s recommended to check their app or website for specific loan offerings.

Does the Carbon loan app require BVN?

Yes, the Carbon loan app requires your Bank Verification Number (BVN) for identification and verification purposes. This is a standard practice for most lenders in Nigeria.

What will happen if I don’t pay my Carbon loan?

Late or missed loan repayments can attract penalties and negatively impact your credit score. In severe cases, it may lead to debt collection measures. It’s crucial to repay your loans on time to avoid these consequences.

What is the new name for Carbon loan app?

The Carbon loan app has always been called the “Carbon app” and hasn’t undergone a name change. Paylater was the previous name for the USSD code, which is now solely under the Carbon brand.

Does Carbon call your contacts?

Carbon’s privacy policy should outline their contact practices. Generally, reputable lenders avoid contacting your references without prior consent.

What is the former name of the Carbon loan app?

There wasn’t a separate Carbon loan app in the past. The Paylater USSD code (now Carbon USSD code) offered limited functionalities, while the Carbon mobile app has always been the platform for managing loans.

Does Carbon give instant loans?

The loan application process on the Carbon app is streamlined, and you might receive approval within minutes if you meet the eligibility criteria. However, receiving the loan funds might take a short while depending on processing times.

Is Carbon approved by CBN?

Yes, Carbon is a licensed and regulated financial technology company by the Central Bank of Nigeria (CBN).

How can I contact Carbon?

You can reach Carbon customer care through the following methods:

Phone number: +2348178377643
Email: [email protected]

Is Carbon app real?

Yes, the Carbon app is a legitimate mobile application for managing your finances with Carbon. You can download it from the Google Play Store or Apple App Store.

Which loan app is registered with CBN?

Carbon is among the many lenders registered and regulated by the Central Bank of Nigeria (CBN). It’s advisable to check the CBN website for a comprehensive list of licensed lenders.

How can I open a Carbon account?

You can easily open a Carbon account by downloading the app and following the on-screen registration process. You’ll likely need your Bank Verification Number (BVN) and other basic information to complete the signup.

What is Carbon bank name?

Carbon itself is not a bank but a financial technology company. They partner with various banks to facilitate some of their financial services.

How to make money with Carbon app?

While Carbon doesn’t offer direct investment opportunities within the app, it allows you to manage your finances effectively, potentially helping you save and budget better. Additionally, you can earn cashback rewards on certain transactions made through the app.

Is Carbon a safe bank?

Carbon is a licensed financial technology company regulated by the Central Bank of Nigeria (CBN). They implement security measures to protect user data, but it’s always advisable to practice safe financial habits like keeping your login credentials confidential.

Conclusion

The Carbon USSD code (formerly Paylater) is a convenient tool for basic financial transactions on your mobile phone without needing an internet connection. While it doesn’t offer functionalities like loan applications, it remains a handy option for airtime top-up, money transfers, and account funding. For managing loans, investments, and a wider range of financial services, download the Carbon mobile app.

Remember, Carbon offers customer support via phone and email if you have any questions or require assistance.