Union Bank of Nigeria USSD Code 2024
Ever wished you could check your account balance, send money, or recharge your phone without logging into a mobile app or visiting a bank branch? Well, fret no more! Union Bank of Nigeria’s USSD code is here to be your lifesaver, offering a convenient and secure way to manage your finances on the go, directly from your mobile phone.
About the Union Bank of Nigeria USSD Code
Union Bank of Nigeria’s USSD code is a unique service that allows you to perform various banking transactions using your phone’s built-in SIM toolkit. USSD stands for Unstructured Supplementary Service Data, and it’s a technology that enables communication between your phone and the bank’s network.
Here’s the beauty of it all: unlike mobile apps, USSD codes work on virtually any mobile phone, making them accessible to everyone, regardless of the fancy features their phone might have.
What is Union Bank of Nigeria USSD Code 2024
The magic number you need to remember is *826#. That’s right! Simply dial *826# from your phone number registered with Union Bank, and you’ll be greeted by a menu of options for various banking transactions.
For example, if you want to check your account balance, you would dial *826*4# and follow the on-screen prompts. Here’s another example: to recharge your own phone with airtime, you can dial *826*Amount*Your Phone Number# (replacing “Amount” with the desired amount you want to recharge).
Union Bank USSD Transfer Code
Sending money to friends, family, or anyone else for that matter, is a breeze with Union Bank’s USSD code. Here’s how it works:
Dial *826*2*Amount*Recipient’s Account Number#.
For instance, if you want to send N5,000 to someone with account number 1234567890, you would dial *826*2*5000*1234567890#. The USSD interface will then prompt you to enter your Union Bank USSD PIN for security purposes. Once confirmed, the transfer will be processed, and you’ll receive a notification on your phone.
How to Activate Union Bank Transfer Code
Activating your Union Bank USSD code is a straightforward process. Here’s what you need to do:
- Dial *826# on your phone.
- You’ll be presented with a menu. Select the option for “Register.”
- Follow the on-screen prompts, which will involve entering your debit card details (last 4 digits and CVV) and your Union Bank PIN.
- That’s it! You’re now ready to start using the Union Bank USSD code for transactions.
Union Bank of Nigeria USSD Code for Transfer
As mentioned earlier, the Union Bank of Nigeria USSD code for transfers is *826*2*Amount*Recipient’s Account Number#. This code allows you to transfer funds to any Union Bank account or even accounts with other Nigerian banks.
Union Bank of Nigeria USSD Code to Check Balance
To check your Union Bank account balance using the USSD code, simply dial *826*4#. You’ll receive a prompt on your phone displaying your current account balance.
List Of All Union Bank Codes (Table Breakdown)
Here’s a table summarizing some of the most commonly used Union Bank of Nigeria USSD codes:
| Function | USSD Code | Description |
|---|---|---|
| Check Account Balance | *826*4# | Displays your current account balance. |
| Send Money (Union Bank Account) | *826*2*Amount*Account Number#*826*2*Amount*Account Number# | Transfer funds to another Union Bank account. |
| Send Money (Other Banks) | *826*1*Amount*Account Number# | Transfer funds to an account in another Nigerian bank. |
| Buy Airtime (Self) | *826*Amount*Your Phone Number# | Recharge your own phone with airtime. |
| Buy Airtime (Others) | *826*Amount*Recipient’s Phone Number# | Recharge another phone number with airtime. |
| Pay Bills (Select Network Provider) | *826*7# | Access options for bill payments (e.g., cable TV, internet). |
Note: This table only shows a few examples. The Union Bank USSD service offers a wider range of functionalities. Explore the USSD menu for more options.
USSD Code to Transfer from Union Bank to Opay
While you can’t directly transfer funds to Opay wallets using Union Bank’s USSD code, there’s a handy workaround. Here’s how you can achieve this:
- Transfer to Associated Bank Account: Opay allows users to link their wallets to bank accounts. If the recipient has an Opay wallet linked to a Nigerian bank account, you can initiate a regular bank transfer using the Union Bank USSD code.
- Dial *826*1*Amount*Recipient’s Account Number# (replace “Amount” with the desired transfer amount and “Recipient’s Account Number” with the actual bank account number linked to their Opay wallet).
- Mobile App or Internet Banking: For a more straightforward approach, consider using the Union Bank Mobile App or internet banking platform. These platforms allow direct transfers to Opay wallets using the recipient’s phone number or Opay account details.
FAQs About the Union Bank of Nigeria USSD Code
Here are answers to some of the most frequently asked questions regarding the Union Bank of Nigeria USSD code:
What is the new USSD code for Union Bank? There hasn’t been a recent change. The current USSD code for Union Bank of Nigeria is still *826#.
How can I check my account balance in Union Bank of Nigeria? Dial *826*4# on your phone. You’ll receive a prompt displaying your current account balance.
How to transfer on Union Bank? There are two options for transfers using Union Bank USSD code:
For transfers to Union Bank accounts: Dial *826*2*Amount*Recipient’s Account Number#.
For transfers to other Nigerian banks: Dial *826*1*Amount*Recipient’s Account Number#.
How do I send money using USSD code? The process is similar to transfers. Dial *826*2*Amount*Recipient’s Account Number# for Union Bank accounts or *826*1*Amount*Recipient’s Account Number# for other banks.
How to use USSD for Union Bank? Dial *826# to access the Union Bank USSD menu. Follow the on-screen prompts for your desired transaction (e.g., check balance, transfer money, buy airtime).
What is USSD bank code? A USSD bank code is a unique code assigned by a bank that allows you to perform various banking transactions using your phone’s USSD service. Union Bank of Nigeria’s USSD code is *826#.
How to activate union bank transfer code? Follow these steps:
Dial *826# on your phone.
Select the “Register” option from the menu.
Enter your debit card details (last 4 digits and CVV) and your Union Bank PIN when prompted.
What is * 425 code in Nigeria? There isn’t a common banking function associated with *425# in Nigeria. It’s likely a USSD code for a different service provider. Union Bank’s USSD code is *826#.
What is the USSD code for instant money? There isn’t a specific USSD code for “instant money” transfers in Nigeria. However, Union Bank’s USSD transfer options (*826*1* or *826*2*) typically reflect in the recipient’s account almost instantly.
How do I transfer instant money? Use the Union Bank USSD transfer codes mentioned previously (*826*1* or *826*2*). These transfers are usually completed within seconds.
How do I reset my Union USSD PIN? Unfortunately, you cannot reset your Union Bank USSD PIN directly through the USSD service. You’ll need to visit a Union Bank branch or use the Mobile App/internet banking to reset your PIN.
How can I register for USSD banking? Registration is straightforward. Dial *826# and follow the on-screen prompts to register using your debit card details and Union Bank PIN.
How to increase Union Bank USSD transfer limit? Transaction limits for Union Bank USSD transfers can be increased by visiting a branch or contacting Union Bank customer care.
How do I set up a Union Bank USSD PIN? During the USSD registration process (dialing *826# and following the prompts), you’ll be required to create a 4-digit PIN for secure transactions.
Conclusion
Union Bank of Nigeria’s USSD code is a powerful tool that empowers you to manage your finances conveniently and securely. With just your phone and the easy-to-remember code *826#, you can check your account balance, transfer funds, recharge airtime, and perform various other banking tasks.
This guide has equipped you with the knowledge to leverage Union Bank’s USSD service effectively. Remember, for transactions beyond the USSD service’s scope, like transferring directly to Opay wallets, explore the Union Bank Mobile App or internet banking platform.
So, ditch the long queues and embrace the convenience of Union Bank’s USSD code. It’s your pocket-sized banking companion, ready to serve you anytime, anywhere.