Zenith Bank USSD Code 2024: Your Quick and Easy Banking Companion
Zenith Bank USSD Code: Zenith Bank, a leading financial institution in Nigeria, offers a convenient USSD (Unstructured Supplementary Service Data) banking service. This service allows you to perform various banking transactions directly from your mobile phone using a simple code – *966#. No internet connection is needed, making it accessible even in areas with limited connectivity.
What is Zenith Bank USSD Code 2024:
The Zenith Bank USSD code provides a menu of options for various banking activities. Here are some common examples:
- Check Account Balance: Dial *966*00# and follow the on-screen prompts. You’ll receive an SMS with your current account balance.
- Send Money: Dial *966*Amount*Account Number# (replace “Amount” with the amount you want to send and “Account Number” with the recipient’s account number). You’ll be prompted to enter your 4-digit PIN to confirm the transaction.
- Buy Airtime: Dial *966*Amount*Your Mobile Number# (replace “Amount” with the airtime amount). This will top up your own phone number.
How to activate Zenith Bank USSD Code without ATM card:
Contrary to some misconceptions, you don’t necessarily need an ATM card to activate the Zenith Bank USSD code. Here’s how:
- Dial *966*0# on your mobile phone registered with Zenith Bank.
- You’ll be prompted to create a 4-digit PIN. Choose a PIN you can easily remember but difficult for others to guess.
- That’s it! You’ve successfully activated the USSD service.
Zenith Bank USSD Transfer Code:
The Zenith Bank USSD transfer code is *966*Amount*Account Number#. Here’s how to use it:
- Dial *966*Amount*Account Number# (replace “Amount” with the transfer amount and “Account Number” with the recipient’s account number).
- Enter your 4-digit PIN to confirm.
- You’ll receive an SMS notification confirming the successful transfer.
Zenith Bank USSD Code Without ATM Card (Other Functions):
While you don’t need an ATM card for activation, some USSD functions require your debit card details for security reasons. These include:
- Account Statement: Get a mini-statement of your recent transactions.
- Bill Payment: Pay various bills directly through USSD.
Zenith Bank USSD Code to Check Balance:
The code to check your Zenith Bank account balance is *966*00#. Dial this code and follow the on-screen instructions to receive your current balance via SMS.
Zenith Bank Code (USSD vs Mobile App):
The Zenith Bank USSD code (*966#) offers a quick and convenient way to perform basic banking functions without needing an internet connection. However, for more advanced features like mobile money transfers or viewing transaction history, the Zenith Bank mobile app provides a more comprehensive experience.
Zenith Bank USSD Code Not Working:
If your Zenith Bank USSD code isn’t working, here are some troubleshooting tips:
- Ensure you’re using the correct code: *966#.
- Verify you’re dialing from the mobile number registered with your Zenith Bank account.
- Check for network connectivity issues. Try again in a location with a strong signal.
- Ensure your USSD service is active on your phone line. Contact your mobile network provider if unsure.
- Restart your mobile phone. Sometimes a simple reboot can resolve temporary glitches.
Zenith Bank USSD Code for Loan:
Zenith Bank doesn’t currently offer direct access to loans through the USSD code. However, you can check your loan eligibility or get information on available loan products by calling Zenith Bank customer care.
Zenith Bank USSD Code for Airtime and Data:
- Airtime: Dial *966*Amount*Your Mobile Number# (replace “Amount” with the airtime amount) to top up your own phone number.
- Data: Zenith Bank doesn’t currently offer direct data purchase through USSD. However, you can recharge your data plan by dialing the specific USSD code provided by your mobile network provider.
How to Check BVN on Zenith Bank Using USSD Code:
The USSD code to check your Bank Verification Number (BVN) is not specific to Zenith Bank. You can use the general code *565*0# to retrieve your BVN linked to any Nigerian bank account.
Zenith Bank Customer Care:
For any inquiries or assistance beyond the USSD service, you can contact Zenith Bank customer care through various channels:
- Phone:
- Call Center: Dial +234-1-2787000 or 0700ZENITHBANK (0700936484265) to speak with a customer service representative.
- ZiVA (Zenith Intelligent Virtual Assistant): Get help through WhatsApp by adding +234-7040004422 to your contacts and starting a chat with “Hi.”
- Email: Send your inquiries to [email protected].
- Social Media: You can also reach out to Zenith Bank on social media platforms like Facebook (https://www.facebook.com/zenithbank/), Twitter (https://twitter.com/zenithbank/with_replies), and Instagram (https://www.instagram.com/theblackbank/reel/C6XaSEZLHPl/).
- Branch Visit: Locate your nearest Zenith Bank branch and speak with a customer service representative in person. You can find branch locations on the Zenith Bank website (https://www.zenithbank.com/).
Zenith Bank prioritizes customer satisfaction and offers various support options to cater to your needs.
FAQs About the Zenith Bank USSD Code:
Q: What is the zenith code for transfer?
A: The Zenith Bank USSD transfer code is *966*Amount*Account Number#.
Q: How do I activate USSD on Zenith Bank?
A: You don’t necessarily need to activate USSD specifically for Zenith Bank. By dialing *966*0# and creating a PIN, you’ll be activating the USSD service for your Zenith Bank account.
Q: How do I check my account balance?
A: Dial *966*00# to check your Zenith Bank account balance. You’ll receive an SMS with your current balance.
Q: Can I check my Zenith Bank account balance using my phone?
A: Yes, you can check your Zenith Bank account balance using your phone with the USSD code *966*00#.
Q: Can I check my bank balance over the phone?
A: Yes, using the Zenith Bank USSD code *966*00# allows you to check your balance over the phone (without needing a smartphone or internet connection).
Q: How to check zenith bank account balance on phone?
A: Dial *966*00# on your phone to check your Zenith Bank account balance.
Q: How to check zenith bank account number via SMS?
A: Unfortunately, the USSD service doesn’t provide a way to retrieve your account number directly. However, you can check your online banking account or contact customer care for assistance.
Q: How much can a savings account hold in Zenith Bank?
A: The maximum amount a Zenith Bank savings account can hold depends on the specific account type. It’s best to contact Zenith Bank directly for details on account limits.
Q: Which bank is the best in Nigeria?
A: Determining the “best” bank depends on your individual needs and priorities. Zenith Bank is a leading bank in Nigeria, but it’s advisable to research and compare different banks based on factors like fees, interest rates, and available products or services.
Q: How much can a student account take in Zenith Bank?
A: Similar to savings accounts, student account limits can vary. Contact Zenith Bank to inquire about specific student account limitations.
Q: Can I receive dollars in my Zenith Naira account?
A: No, Zenith Naira accounts cannot directly receive deposits in US dollars. You might need a separate USD denominated account for that purpose.
Q: Can I check my balance if my bank account is blocked?
A: No, you likely won’t be able to check your balance using the USSD code if your account is blocked. Contact Zenith Bank customer care to inquire about your account status and any restrictions.
Q: How do I upgrade my Zenith Bank account online?
A: Upgrading your account might not be possible entirely online. However, you can initiate the process online and then visit a branch to finalize the upgrade. Refer to the Zenith Bank website for specific instructions.
Q: How do I reactivate my Zenith Bank account?
A: Reactivating a dormant account might involve contacting Zenith Bank customer care or visiting a branch.
Q: Can I have two Zenith Bank accounts?
A: Yes, you can hold multiple Zenith Bank accounts, depending on the account types.
Q: How do I activate my Zenith Bank account without going to the bank?
A: If you already have a Zenith Bank account and a linked mobile number, you can activate the USSD service directly from your phone. Simply dial *966*0# and follow the on-screen prompts to create your 4-digit PIN.
Q: How do I activate Zenith banking on my new phone?
A: You don’t necessarily need to reactivate the USSD service when switching phones. As long as your mobile number remains linked to your Zenith Bank account, you can use the same USSD code (*966#) on your new phone to access banking functions after entering your PIN.
Q: How to get OTP code for Zenith Bank?
A: The USSD service typically doesn’t require OTP (One-Time Password) codes for transactions. However, Zenith Bank might use OTP for additional security purposes on certain transactions through other channels like internet banking.
Q: How to get token code?
A similar concept applies to token codes. While USSD transactions generally rely on your PIN for verification, Zenith Bank might require a hardware token for added security on specific online or mobile banking transactions.
Q: Can I open a Zenith Bank account with my phone?
A: Currently, Zenith Bank doesn’t offer direct account opening solely through the USSD service. You can use the USSD code *966*0# to check if any account opening options are available through USSD in the future.
Q: How to link BVN to Zenith Bank account?
A: You cannot directly link your BVN (Bank Verification Number) to your Zenith Bank account through USSD. The BVN is already linked during the account opening process. If you have concerns about your BVN linkage, contact Zenith Bank customer care.
Q: How can I reset my Zenith mobile app password?
A: Resetting your mobile app password cannot be done through USSD. You’ll need to use the password reset function within the Zenith Bank mobile app or on the bank’s website.
Q: How to get BVN number without going to bank?
A: You can retrieve your BVN without visiting a bank by dialing the general USSD code 5650#. This code works across all Nigerian banks and retrieves the BVN linked to the SIM card you’re using.
Q: How to know bank balance through SMS?
A: The Zenith Bank USSD code *966*00# allows you to check your balance through SMS. You’ll receive an SMS notification with your current balance after dialing the code.
Q: How do I check my bank balance without a registered mobile number?
A USSD code requires a mobile number linked to your bank account. If you don’t have a registered number, you’ll need to contact Zenith Bank customer care or visit a branch to check your balance.
Q: How do I check my balance on people’s bank SMS?
A: The USSD code *966*00# is specific to Zenith Bank. You cannot check your balance for another bank using Zenith Bank’s USSD service.
Q: How to check bank account number?
A: Unfortunately, the USSD service doesn’t provide a way to retrieve your account number directly. You can check your online banking account or contact customer care for assistance.
Conclusion
Zenith Bank’s USSD code offers a convenient and secure way to manage your finances on the go. With this guide, you have all the information you need to activate the service, perform various banking transactions, and troubleshoot any issues that might arise. Remember, Zenith Bank prioritizes customer service, so don’t hesitate to reach out if you have any further questions or require assistance beyond the USSD functionalities.