Guaranty Trust Bank (GTBank) USSD Code 2024

Guaranty Trust Bank (GTBank) USSD Code: Ever wished you could bank from the comfort of your couch, without needing internet access? Well, Guaranty Trust Bank (GTBank) has you covered with their amazing USSD code service! Let’s dive into everything you need to know about GTBank’s USSD code in 2024.

About the Guaranty Trust Bank (GTBank) USSD Code

GTBank’s USSD code is a unique service that allows you to perform various banking transactions directly from your mobile phone. USSD stands for Unstructured Supplementary Service Data – a fancy way of saying it’s a code you dial on your phone to access a menu of banking options. No need for internet or apps, just your phone and the GTBank USSD code!

What is Guaranty Trust Bank (GTBank) USSD Code 2024

The good news is, there’s just one code to remember for all your GTBank USSD banking needs: *737#

That’s it! Just dial *737# and press call, and you’ll be greeted by a menu with a variety of options to perform transactions, check account information, and more. Here’s a quick example:

Imagine you need to check your account balance. Simply dial *737# and press call. You’ll see a menu with options. Select “Balance Inquiry” (the specific option might differ slightly depending on your phone), and voila! Your current account balance will be displayed on your screen.

GTBank USSD Code for Transfer

Need to send some money to a friend or family member? GTBank’s USSD code has you covered for transfers too! Here’s how:

  1. Dial *737# and press call.
  2. Navigate the menu and select “Transfer.”
  3. There are two options: “GTBank Transfer” (for transfers within GTBank accounts) and “Other Banks Transfer” (for transfers to other banks in Nigeria). Choose the appropriate option.
  4. Enter the amount you want to transfer.
  5. For GTBank transfers, enter the recipient’s account number.
  6. For Other Banks transfers, you’ll need to enter the recipient’s bank code and account number (also known as NUBAN).
  7. Review the details and confirm the transaction. You’ll be prompted to enter your GTBank USSD PIN (we’ll cover how to activate your PIN in a bit).

How to Activate GTBank Transfer Code

Before you can make transfers using the USSD code, you’ll need to activate your GTBank USSD PIN. Here’s how:

  1. Visit any GTBank branch with your ATM card and valid ID.
  2. Inform the customer service representative that you want to activate your USSD PIN.
  3. They will guide you through the process, which might involve verifying your information and setting a secure 4-digit PIN.

Why Isn’t My GTBank USSD Code Working?

There can be a few reasons why your GTBank USSD code might not be working. Here are some common culprits:

  • Incorrect Code: Double-check that you’re dialing *737# and pressing call. No spaces or additional digits!
  • Network Issues: Sometimes, weak network connectivity can disrupt USSD services. Try going to an area with a stronger signal and try again.
  • Inactive USSD Service: Ensure your USSD service is activated on your phone. Contact your mobile network provider if you’re unsure.
  • GTBank System Maintenance: Occasionally, GTBank might undergo scheduled maintenance that can temporarily affect USSD services. Check the GTBank website or social media for updates on any ongoing maintenance.

How to Recover a Lost or Forgotten GTBank USSD PIN

If you’ve lost or forgotten your GTBank USSD PIN, don’t worry! You can easily reset it at any GTBank ATM. Here’s how:

  1. Insert your GTBank ATM card and enter your ATM PIN.
  2. Select “Other Services” from the ATM menu.
  3. Choose “Change USSD PIN.”
  4. Follow the on-screen prompts to create a new 4-digit USSD PIN.

GTBank Transfer Code to Another Bank

As mentioned earlier, you can use the GTBank USSD code to transfer money to accounts in other Nigerian banks. Just follow the steps for “GTBank USSD Code for Transfer” but select “Other Banks Transfer” and provide the recipient’s bank code and account number (NUBAN).

GTBank USSD Code for Balance

Need a quick peek at your account balance? Dial *737# and navigate the menu to “Balance Inquiry.” Your current account balance will be displayed on your screen. It’s that simple!

GTBank 737 Codes

Here’s a quick rundown of some other frequently used GTBank 737 codes and their functions:

  • Airtime Top-Up (Self): Dial *737*Amount# (replace “Amount” with the amount you want to recharge)
  • Airtime Top-Up (Others): Dial *737*1*Amount*Phone Number#
  • Cashback: Dial *737*5*Amount# (This service allows you to withdraw cash without your ATM card at GTBank ATMs)
  • Pay Bills: Dial *737*32*Amount*Merchant Code# (You’ll need the billers merchant code, which can usually be found on your bill or the biller’s website)
  • Data Recharge (Self): Dial *737*6*Data Amount# (Data Amount refers to the data plan you want to purchase)
  • Mini-Statement: Dial *737*60# (This will show you your recent transaction history)
  • Change PIN: Dial *737*50*Old PIN*New PIN*New PIN# (Replace “Old PIN” with your current USSD PIN and “New PIN” with your desired new 4-digit PIN)

FAQs About the Guaranty Trust Bank (GTBank) USSD Code

Q: What is the new USSD code for GTBank?

A: There’s no update! The current USSD code for all GTBank USSD banking is *737#.

Q: What is the 737 code in GTBank?

A: The *737# code is the GTBank USSD code that allows you to perform various banking transactions and access account information directly from your phone.

Q: Why is the GTB USSD code not working?

There can be a few reasons:

  • Incorrect Code: Double-check you’re dialing *737#.
  • Network Issues: Try a stronger signal area.
  • Inactive USSD Service: Contact your mobile network provider.
  • GTBank System Maintenance: Check GTBank’s website or social media for updates.

Q: How do I set up my GTBank USSD PIN?

You can’t set up your USSD PIN yourself. Visit a GTBank branch with your ID and ATM card to activate and set your 4-digit PIN.

Q: How do I change my GTBank phone number using the USSD code?

Unfortunately, you cannot change your registered phone number using the USSD code. Contact GTBank customer care or visit a branch to update your registered phone number.

Q: How do I enter a USSD code?

On your phone’s dial pad, simply enter the USSD code (e.g., *737#) and press call. You’ll then receive a menu with various options. Reply with the corresponding number to perform the desired action.

Q: How do I check my GTB account number via SMS?

GTBank doesn’t currently offer retrieving your account number via SMS. However, you can check your account number through the GTBank mobile app or by visiting your online banking portal.

Q: How do I activate my 737 banking?

There’s no separate activation process for 737 banking. Once you have a GTBank account and a registered phone number, you can start using the USSD code by dialing *737#.

Q: What to do if the USSD code is not working?

Refer to the troubleshooting tips mentioned earlier for “Why Isn’t My GTBank USSD Code Working?”

Q: How to get GTBank user ID and password?

Your GTBank user ID and password are for accessing the GTBank online banking portal (https://www.gtbank.com/personal-banking/ways-to-bank/internet-banking), not the USSD service. You can obtain your user ID and password by registering for online banking on the GTBank website or mobile app.

Q: How can I generate a GTBank 737 PIN?

You cannot generate your GTBank USSD PIN yourself. Visit a GTBank branch to activate and set your 4-digit PIN.

Q: How to generate a GTB 737 token?

The GTBank 737 service doesn’t utilize tokens for authentication. You’ll only need your 4-digit USSD PIN to confirm transactions.

Q: How do I find my 4-digit PIN on my debit card?

A: Important! Your 4-digit GTBank USSD PIN is completely separate from your ATM PIN. It’s not printed on your debit card or anywhere else for security reasons. If you’ve forgotten your USSD PIN, you can easily reset it at any GTBank ATM using the steps mentioned earlier in the “How to Recover a Lost or Forgotten GTBank USSD PIN” section.

Q: How do I enter a USSD code?

A: We covered this earlier, but here’s a quick refresher: On your phone’s dial pad, simply enter the USSD code (e.g., *737#) and press call. You’ll then receive a menu with various options. Reply with the corresponding number to perform the desired action.

Q: How do I check my last 5 transactions on GTBank?

A: There isn’t a specific USSD code to view only the last 5 transactions. However, you can use the *737*60# code to access your mini-statement, which will display your recent transaction history.

Q: How do I activate the GTBank mobile app?

A: Download the GTBank mobile app from the App Store (for iPhones) or Google Play Store (for Android phones). Once downloaded, you’ll need to register for the mobile app using your GTBank account information. The USSD code service and mobile app are separate ways to bank with GTBank, and activating one does not automatically activate the other.

Conclusion

GTBank’s USSD code is a powerful and convenient tool for managing your finances on the go. With just your phone and the *737# code, you can perform various transactions, check account information, and more. Remember, for optimal security, never share your USSD PIN with anyone. If you encounter any difficulties, don’t hesitate to visit your nearest GTBank branch or contact their customer care for assistance. Now get out there and explore the ease of GTBank’s USSD banking!